The International Civil Servants Mutual Associations (ICSMA), founded in 1958, is a non-profit fund exclusive to the United Nations at Geneva and Specialized Agencies, whose objectives are to promote mutual assistance among staff members of the United Nations Office (UNOG) and other Organizations within the United Nations family at Geneva, and the facilitation of the settlement of the said staff members and their family.
The affiliated Organizations are the following:
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ILO |
ITU |
WTO |
WMO |
WIPO |
IMO |
UNICEF |
IOM |
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WHO |
UNHCR |
IPU |
UNITAR |
UNEP |
UPU |
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UNICEF and UNEP: only civil servants currently stationed in Geneva are eligible
La Mutuelle and GPAFI are two entities of ICSMA which, currently, operate separately pending finalization of the new information system.
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Other information:
The remuneration of the CHF deposit account for 2025 is an interest rate of 0.20% plus a bonus of 1.20%.
The 2026 interest rate on the CHF current account is 0.00%.
The interest rate on the USD account until 31st of Decmber 2026 is 1.75%.
La Mutuelle supports you with all your enquiries regarding services related
to loans, accounts, insurance and mobility.
Loans
La Mutuelle offers two types of loan, in CHF only: the ordinary loan and the housing loan. To apply for a loan, members must have a fixed-term, indefinite or permanent employment contract.
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Accounts
La Mutuelle offers a range of accounts to suit every need, in CHF or USD. These solutions are designed to meet your expectations and simplify the management of your finances.
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Insurance
La Mutuelle offers its members, as well as their spouses and dependent children, a range of optional insurances that provide them with comprehensive cover to deal with any potential claim under the best possible conditions.
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